We’re talking to so many customers lately who are using our service to improve their situation, we just can’t resist sharing another of their stories with you today.
Jim (not his real name) is a transport operator from Northland.
For years, he’s worked on his business, expanding his fleet and building his client list with contract work.
As with many business owners who have bootstrapped their way to success, Jim hit a point where he needed to borrow some money in order to take it to the next level.
He found a property in Northland that was perfect for a new base for his business.
So he approached the bank for a loan, and, predictably enough…
The Bank Didn’t Want To Loan Jim A Cent
The piece of land Jim had found was only $70,000.
The bank didn’t like it. They said it was too remote to justify lending him money to buy — they also didn’t like the look of Jim’s broader financial position.
As we’ve seen with a number of self-employed customers we work with, Jim had multiple finance arrangements with a few different companies.
This contributed to the bank turning him down for the cash he needed to keep building his business.
But rather than accept defeat, Jim came to Loanplace to see how we might be able to help.
We Helped Jim Consolidate His Existing Debt And Secure The New Property For His Business
We took a close look at Jim’s complete financial position.
The result?
We assessed and approved a loan for $200,000 so that he could clear his existing mortgage debt…
Acquire the new block of land…
And crush his interest rate down so that he’s now making lower repayments on the money he’s borrowed than before we approved a loan for him.
In other words:
Loanplace Handed Jim A Financial Win-Win
This, for us, is the perfect outcome for a customer.
While Jim has had to borrow more money to do what he wants to do, he’s actually in a stronger financial position week-to-week thanks to the solution we put together for him.
And he’s one of hundreds of customers we’ve proudly gone above and beyond for when no other finance company wanted to deal with them.
If you have any questions about obtaining fast, fair finance, we’re always happy to help.
Get in touch with us on 0800 461 228 or email us directly at info@loanplace.co.nz.
See what’s possible with our easy-to-use debt consolidation calculator.