Category Archives: Uncategorized

Thinking about buying a new car? Awesome. Planning to borrow money to do so?  Don’t sign anything without reading this article. Lots of Kiwis will buy their next new (or used) car from a dealer. You’ll head to the car yard, test drive a few vehicles, then enter into the classic conversation with the car […]

When we talk about your ‘credit rating’, we’re talking about your entire history of financial decisions. That might sound scary, but it doesn’t have to be. See, every time you apply for a loan, a mobile or internet plan, mortgage or credit card, for example, the provider has to check whether or not your history […]

Your mortgage is not what you think it is. It’s not just a debt to the bank that you have to pay off to live in the house you bought. It’s not just another bill you’ve been dealing with every month since you moved in. In fact… It could be your ticket to accessing a […]

Getting approved for a personal loan in New Zealand depends on one thing; proving a steady and stable income. That’s because lenders need to be able to see that those they loan money to have the means to meet their repayments. You can’t lend someone money if you can’t reasonably expect them to pay itback, […]

Chances are in the past couple of months you’ve seen or heard some rather scary stories about so-called ‘pay day lenders’. TV news and social media ran stories in June about how the Commerce Commission is taking one business to the High Court of New Zealand over allegations of irresponsible lending.  Naturally, the story has […]

Did you know you can get finance to purchase cars privately!? This means you can buy a car off TradeMe, off a friend, or even off the side of the road just like you would at a car dealer. This gives you the power to find the exact car you want at a much lower […]

Often in life you can find yourself in a bit of a pickle when it comes to money. Maybe some unexpected bills came up that you were not prepared for. Perhaps you needed to buy a car to get to work. Whatever the reason, it happens, and there are a few things you can do […]

Having to pay off multiple debts at once can often become overwhelming and easily spiral out of control. Perhaps you have a credit card payment due as well as your car loan payment and by the time you pay the credit card, there is no money left over to cover the car loan as well. […]

When it comes to personal finance there are a lot of different approaches and ideas out there and often it can be hard to tell what is good advice and what isn’t. Below are 5 of the most common myths around personal finance. 1. Income is the same as Wealth Often people confuse these two […]

Getting your first loan can be an exciting time, whether you are getting it for your first car, a holiday or even to consolidate some debt. But this time can also be a cause of stress if you are not prepared for what is involved in applying for a loan. Meeting the criteria The main […]